The 5 Firms for the Best Payday Loan in Malaysia

Best Payday Loan in Malaysia

Source: Shutterstock

By Ananya Patel

If you’re looking for financial assistance to support your personal and business obligations, the firms for the best payday loan in Malaysia are more than willing to help you out.

Applying for a payday loan is quite tricky. But in spite of the fairly high interest rates, you get to acquire the cash that you need immediately.

In any case, to help you with that, we’ve gathered a list of these firms based on their services, loan packages, and reviews. Check out our list of firms for the best payday loan in Malaysia below.

1.  JCL Credit Leasing

JCL Credit Leasing's Logo
Source: JCL Credit Leasing Facebook
PRODUCTS https://jcl.my/our-services
WEBSITE https://jcl.my/
ADDRESS 244G, Jalan Jelutong, Taman Ara, 11600 Jelutong, Pulau Pinang, Malaysia
CONTACT DETAILS Phone: +60 4-288 9000
OPERATING HOURS Mon to Fri: 9:00am-6:00pm

JCL Credit Leasing provides financial assistance to clients in the form of a personal loan, business loan, credit sale, and hire purchase.

What makes them special is the fact that instead of sticking to a traditional banking practice, they formed a banking system centred on mutual trust, liability, and involvement.

That is why JCL Credit Leasing is one of the firms for the best payday loan in Malaysia: because they strive to give credit to customers without damage or strings attached.

Highlights

  • Personal loan
  • Business loan
  • Hire purchase

Customer Reviews 

According to clients of JCL Credit Leasing, they recommend the company for their nice staff and fast loan approval.

Some clients shared their reviews:

“Good attitude. Fast approval and professional service.”

“Helpful Staff & Attractive interest Rate.. JCL 👍”

 

2.  Fast Cash Loan Malaysia

Fast Cash Loan Malaysia's Logo
Source: Fast Cash Loan Malaysia Facebook
PRODUCTS https://www.fastcashloanmalaysia.com/fast-personal-loan/
WEBSITE https://www.fastcashloanmalaysia.com/
ADDRESS 3A, Jalan SS 26/9, Taman Mayang Jaya, 47301 Petaling Jaya, Selangor, Malaysia
CONTACT DETAILS Phone: +60 11-5622 2700
OPERATING HOURS Mon to Sat: 9:00am-6:00pm

Sun: 9:00am-1:00pm

Fast Cash Loan Malaysia offers financial services like cash personal loan, business loan, SME loan, land loan, pawn shop loan, property and housing loan, factory loan, and more.

They provide flexible terms and low interest rates to clients looking for fast loan approval. The company is also known for their reliable business and financing solutions.

Furthermore, Fast Cash Loan Malaysia is one of the firms for the best payday loan in Malaysia with a mission to provide clients with loans through a simple yet effective process.

Highlights

  • Business loan
  • SME loan
  • Personal loan
  • Property loan
  • Factory loan

 

3.  Da Lik CashPoint

Da Lik CashPoint's Logo
Source: Da Lik CashPoint Facebook
PRODUCTS https://www.dcsb.com.my/my/PersonalLoan
WEBSITE https://www.dcsb.com.my/my/
ADDRESS A-23A-6, Pinnacle, Lorong Utara C, 47100 Petaling Jaya, Selangor, Malaysia
CONTACT DETAILS Phone: +60 1-300-30-2288
OPERATING HOURS Mon to Fri: 9:00am-6:00pm

Sat and Sun: Open 24 hours

Da Lik CashPoint is one of the firms for the best payday loan in Malaysia because they serve as your one-stop solution to all financial problems.

Whether it’s buying a house, paying off a debt, or other business and personal loan situations, the company provides personalised and flexible packages to meet your needs.

Other than that, Da Lik CashPoint also presents extensive and affordable loan plans to further support you and your business and handle your private finances.

Highlights

  • Personal loan
  • Daily loan
  • Housing loan
  • Pinjaman SME
  • Business loans

Customer Reviews

Da Lik CashPoint is recommended by their clients for their inexpensive rates and easy process. One client shared a review:

“Good rates and easy transactions !”

 

4.  InstaDuit

InstaDuit's Logo
Source: InstaDuit Facebook
PRODUCTS https://www.instaduit.com/en/getting-started/
WEBSITE https://www.instaduit.com/en/
ADDRESS Unit 909, Level 9, PJ Tower, Pusat Perdagangan Amcorp, 46050 Petaling Jaya, Selangor, Malaysia
CONTACT DETAILS Phone: +60 17-215 9500
OPERATING HOURS Mon to Fri: 10:00am-7:00pm

InstaDuit is an online platform for digital lending that uses modern technology, artificial intelligence, and machine learning to promote financial growth.

They provide personal loans with a fixed interest rate of 12%-18% per annum, and a loan duration of 6-24 months. With the help of technology, applying for a loan has never been simpler, faster, and more convenient.

In fact, InstaDuit is one of the firms for the best payday loan in Malaysia because their mission is to provide honest and flexible financial solutions to customers who are having problems with traditional bank loans. Try them out and you’ll see how well they fulfill this goal!

Highlights

  • Home makeover
  • Emergency expenditures
  • Debt consolidation
  • General expenses

 

5.  IOS

IOS' Logo
Source: IOS Facebook
PRODUCTS https://www.my-ios.com.my/personal-loan-ios/
WEBSITE https://www.my-ios.com.my/
ADDRESS Oasis Square, E-11-07 Capital 5, No.2, Jalan PJU 1A/7A, Ara Damansara, 47301 Petaling Jaya, Selangor, Malaysia
CONTACT DETAILS Phone: +60 1-800-88-8105
OPERATING HOURS Mon to Fri: 9:00am-6:00pm

Sat: 9:00am-3:00pm

IOS is one of the firms for the best payday loan in Malaysia, not least because they’ve been catering to thousands of satisfied customers for the past 10 years. That’s a lot of experience in the industry!

They offer quick, simple, and trusted financial assistance to clients and personalise them based on their individual goals and capabilities.

And to make them even more credible, IOS is supported by Semuamas, a certified and licensed company in Malaysia.

Highlights

  • Personal loan
  • G-good loan
  • Security loan 

Customer Reviews 

IOS is highly praised by their clients for their good service and trusted personal loans. One client shared a review:

“I’m so excited today that i got a loan from this legitimate company after many years of been financial down and also got scammed in the process until i met this great woman Mrs. Amanda from UK who helped me with a loan of $80,000”

 

And that concludes our list of firms for the best payday loan in Malaysia. We hope you were able to find one that will fit your financial situation.

If you were able to find the perfect lender, leave your comments below and let us know how it went. We’d love to hear from you!

On another note, if you’re looking to apply for other loans, check out our list of the best housing loans in Malaysia so you can finally buy the house of your dreams!

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