Best Health Insurance in Malaysia
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5 Plans for the Best Health Insurance in Malaysia

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As you get older, you begin to realize how important your health is. Thankfully, it’s never too late to try to secure it — and for that, the best health insurance in Malaysia is here to help.

But with so many insurance agents claiming to have the best offers, how does one choose? In this list, you will find the providers for the best health insurance Malaysia plus everything you need to know about them.

1.  PRUValue Med

PRUValue Med's Homepage
Source: Prudential
BEST FOR: Many benefits
ADDRESS: Ground Floor, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur or find the branch nearest to you at
CONTACT DETAILS: +603 2778 3888

[email protected]

OPERATING HOURS: Mon to Fri 8:45am-4:30pm

PRUValue Med is a medical insurance rider that can be linked with Prudential’s regular premium investment, PRUWith You. This is perfect for those who don’t like to have multiple investment plans to manage.

It reimburses medical expenses for outpatient treatments and even hospitalisation. What’s more, this best health insurance in Malaysia has benefits that make it unique.

While it is an easier health plan to maintain than most others, its advantages seem limitless. It can be purchased for your unborn child 14 weeks into pregnancy, for instance, and will cover their medical needs up to age 100.

This health plan also has no annual or lifetime limits. Plus, the premiums you pay increase your coverage.


  • Medical insurance rider for PRUWith You
  • Reimburses medical expenses
  • Additional benefits
  • Can be purchased 14 weeks into pregnancy
  • Coverage up to age 100
  • No annual or lifetime limits
  • Premiums increase coverage


2.  Allianz MediSafe Infinite+

Allianz MediSafe Infinite+'s Homepage
Source: Allianz
BEST FOR: Comprehensive
ADDRESS: Level 29, Menara Allianz Sentral, 203, Jalan Tun Sambanthan, Kuala Lumpur Sentral, 50470 Kuala Lumpur, Malaysia
CONTACT DETAILS: 1300 22 5542;

[email protected]

OPERATING HOURS: Mon to Fri 8:45am-9:45pm

If you want comprehensive health insurance, the Allianz MediSafe Infinite+ plan is the best health insurance in Malaysia for you.

To begin, it allows you an easy admission to panel hospitals using your medical card.

It does not only provide the basics. This best health insurance in Malaysia also has competent and extensive cancer coverage that includes genomic testing and extended out-patient cancer treatment.

You can enjoy extensive medical coverage with no lifetime limit and up to RM2.5 million annual limit. There are also No Claim Benefits, including a refund of up to 20% cost of insurance paid the previous year and a reward of up to 50% increase of hospital room and board benefits.

Plan holders also have access to a global expert for medical opinions. You can even make the most out of this best health insurance in Malaysia with its preborn entry 14-35 months into pregnancy.


  • Comprehensive
  • Easy admission to hospitals
  • Extensive cancer coverage
  • No lifetime limit and RM2.5 million annual limit
  • No Claim Benefits
  • Global expert medical opinion
  • Preborn entry 14-35 months into pregnancy

3.  ManuHealth Elite

ManuHealth Elite's Homepage
Source: Manulife
BEST FOR: Family coverage
ADDRESS: 12th Floor, Menara Manulife

6, Jalan Gelenggang

Damansara Heights

50490 Kuala Lumpur or find the branch nearest to you at

CONTACT DETAILS: 1-300-13-2323;

(603) 2719 9112;

[email protected]

OPERATING HOURS: Mon to Fri 9:00am-5:30pm

Offering family coverage in one policy, this best health insurance in Malaysia, ManuHealth Elite, lets you put your family first.

It offers lifetime coverage up to age 99, reimbursing medical expenses, including pre- and post-hospitalisation charges and intensive care services, among others.

So you can get the best medical treatments, you can also be admitted to over 100 panel hospitals without hassle.

Ensuring that you and your family are prepared for anything, this best health insurance in Malaysia has no lifetime limit and a high annual limit.

To top all this off, you also get a second medical opinion benefit and no limit on boardroom and ICU stay.


  • Family coverage in one policy
  • Lifetime coverage up to age 99
  • Reimbursements on medical expenses
  • Hassle-free admission to over 100 hospitals
  • No lifetime limit and high annual limit
  • Second medical opinion benefit
  • No limit on boardroom and ICU stay

4.  AXA eMedic

AXA eMedic's Homepage
Source: AXA
BEST FOR: Accessible and affordable
ADDRESS: Ground Floor, Wisma Boustead, 71, Jln Raja Chulan, Bukit Ceylon, 50200 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia or find the branch nearest to you at
CONTACT DETAILS: (+603) 2170 8282

[email protected]

OPERATING HOURS: Mon to Fri 8:30am-5:30pm

If you’re new to insurance plans and don’t know where to start, AXA’s eMedic health insurance plan is the best health insurance plan in Malaysia for you.

It is an online medical card that offers accessible, affordable protection from expensive medical fees.

Getting this medical insurance is easy. You just need to apply online and you don’t even need to get a medical checkup, which is required by most health insurance providers.

While it is easy and affordable, the benefits do not fall short of any other medical insurance. Plan holders get to have unlimited days room and board accommodation. Plus, its cashless admission at panel hospitals is simply convenient.

Available even for babies aged 15-49, you can take this best health insurance in Malaysia even further with the AXA eMedic Family Plan.


  • For people who are new to insurance
  • Affordable
  • Online application
  • No medical checkup required
  • Unlimited room and board accommodation
  • Cashless admission at panel hospitals
  • Available even for babies aged 15-49
  • Available Family Plan


5.  Etiqa e-Medical Pass Takaful

Etiqa e-Medical Pass Takaful's Homepage
Source: Etiqa
BEST FOR: Excellent customer service
ADDRESS: Find the branch nearest to you at
CONTACT DETAILS: 1-300-13-8888
OPERATING HOURS: (All states except Kelantan and Terengganu)

Mon to Fri 9:30am-3:00pm

(Kelantan and Terengganu)

Sun to Thurs 9:30am-3:00pm

Etiqa e-Medical Pass Takaful takes pride in its affordable, fast, and easy offerings. To avail of it, you simply need to answer three health questions online with no medical check-up required.

While this best health insurance in Malaysia is easily accessible, it provides coverage for hospitalisation and surgical expenses. You also won’t ever have to worry about insufficient medical coverage as there is no lifetime limit on this plan.

With their handy smartphone application, you can count on their GPS locator to lead you to the Etiqa panel hospital nearest to you in just a few quick taps. Their hotline is also open 24/7 to provide you Guarantee Letters so you can get your treatment without having to pay.


  • Affordable, fast, and easy
  • Online application
  • Coverage for hospitalisation and surgical expenses
  • No lifetime limit
  • Smartphone app with GPS locator for Etiqa panel hospitals
  • 24/7 hotline to provide Guarantee Letters so you don’t have to pay

Were you able to find the best health insurance in Malaysia in this article? Let us know in the comments.

If you also happen to be looking for car insurance, check out our list of the best car insurance providers in Malaysia.