The 5 Best Unit Trusts in Malaysia

Best Unit Trust in Malaysia

Source: Austin Distel via Unsplash

By Adam Wei

A unit trust fund is an investment scheme where various investors’ money is put into one fund managed by a professional fund manager for higher returns. With the best unit trust in Malaysia, you may be able to get a higher passive income.

If you’re interested but don’t know which unit trust fund to invest in, we have compiled some of the best unit trusts in Malaysia in the list below.

1.  Principal Greater China Equity Fund

Principal Greater China Equity Fund's Homepage
Source: Principal
BEST FOR: 3-year investment timeframe
PRODUCTS: https://www.principal.com.my/en/gcef
WEBSITE: https://www.principal.com.my/
ADDRESS: 10th floor Bangunan CIMB Jalan Semantan, Damansara Heights 50490 Kuala Lumpur – Malaysia or find the brand nearest to you at https://www.principal.com.my/others/branches-offices
CONTACT DETAILS: +(603) 2084 8888 [email protected]

Principal Greater China Equity Fund by Principal Malaysia aims for capital growth through investment in equity securities exposed to Greater China, which consists of People’s Republic of China, Taiwan, and Hong Kong SAR.

This fund is suitable for individuals with a medium- to long-term investment horizon who understand that investment returns may fluctuate remarkably over the short-term.

Also best for investors that seek capital appreciation over medium- to long-term, the recommended investment timeframe for this best unit trust in Malaysia is 3 years or more.

To attest to its impressive performance, this best unit trust in Malaysia has had a fund performance of 36.13 % for the past 3 years and 101.31 % for the past 5 years.

However, this is not a capital-protected nor a capital-guaranteed fund, so bear that in mind.

Highlights

  • Investment in equity securities exposed to Greater China
  • Medium- to long-term investment
  • 3 years recommended investment timeframe
  • 36.13 % performance for the past 3 years
  • 101.31 % performance for the past 5 years
  • Not capital-protected nor capital-guaranteed

2.  Eastspring Investments Dinasti Equity

Eastspring Investments Dinasti Equity's Homepage
Source: Eastspring
BEST FOR: Best Islamic Fund Management
PRODUCTS: https://www.eastspring.com/my/funds-and-solutions/fund-listing/fund-details?fundcode=E047
WEBSITE: https://www.eastspring.com/my/
ADDRESS: Level 22, Menara Prudential Persiaran TRX Barat 55188 Tun Razak Exchange, Kuala Lumpur, Malaysia.
CONTACT DETAILS: 603 2778 3888; [email protected]
OPERATING HOURS: Mon to Fri 8:30am-5:15pm

Eastspring Investments Dinasti Equity provides long-term capital appreciation through Shariah-compliant investments exposed to the Greater China Region.

With this best unit trust in Malaysia, you are assured that your money is in great hands, as it is managed by Eastspring Al-Wara Investments Berhad of the Prudential Group.

In fact, Eastspring Al-Wara is highly commended in unit trust management as it was awarded the Best Islamic Fund Management award in 2019 by Asia Halal Brand Awards.

For the past 5 years, it has given its investors great returns of 102.80%. Meanwhile, investments have grown by 34.83% for the past 3 years.

Note that the distribution of income with this unit trust in Malaysia is Incidental, meaning it is subject to the fund’s gains during the year.

Highlights

  • Long-term capital appreciation
  • Exposed to the Greater China region
  • Managed by the Best Islamic Fund Management in 2019
  • 102.80% returns in the past 5 years
  • 34.83% for the past 3 years
  • Incidental income distribution

3.  AmChina A-Shares

AmChina A-Shares' Homepage
Source: AmInvest
BEST FOR: Impressive performance  
PRODUCTS: https://www.aminvest.com/eng/IndividualInvestors/Pages/UnitTrust.aspx  
WEBSITE: https://www.aminvest.com/  
ADDRESS: Tingkat 22, Bangunan AmBank Group, No. 55, Jalan Raja Chulan, 50200 Kuala Lumpur  
CONTACT DETAILS:  +603  2032 2888; [email protected]  
OPERATING HOURS: Mon to Thurs 8:45am-5:45pm Fri 8:45am-5:00pm

AmChina A-Shares is a feeder fund by AmFunds Management Berhad. It aims to provide long-term capital growth through investment in the Allianz China A-Shares, which invests in equity markets in the People’s Republic of China.

The minimum initial investment for this best unit trust in Malaysia is RM5,000 for both the RM-Class and RM-Hedged Class. The minimum additional investment is priced at the same amount.

While unit trusts’ performance greatly varies, AmChina A-Shares has shown an impressive cumulative performance of 65.93% over the past 3 years and a whopping 117.73% over the past 5 years.

Highlights

  • Long-term capital growth
  • Invests in equity markets in the People’s Republic of China
  • RM5,000 minimum initial investment
  • RM5,000 minimum additional investment
  • 65.93% cumulative performance for the past 3 years
  • 117.73% over the past 5 years

4.  RHB Gold and General Fund

RHB Gold and General Fund's Homepage
Source: RHB
BEST FOR: Unique investment portfolio
PRODUCTS: https://www.rhbgroup.com/~/media/files/malaysia/product-and-services/unit-trust/asset-management/fund-fact-sheet/2019/03/rhb-gold-and-general-fund-0319-pdf.ashx
WEBSITE: https://www.rhbgroup.com/
ADDRESS: Find the branch nearest to you at https://www.rhbgroup.com/locate/index.html
CONTACT DETAILS: 03-9206 8118; [email protected]

For investors who want their investment portfolio to be different from traditional asset classes, the RHB Gold and General Fund is the best unit trust in Malaysia. To be exact, this fund achieves investment returns through investing in corporations in the mining industry.

This includes the extraction of gold, silver, other precious metals, bulk commodities such as coal, iron ore and steel, base metals such as copper and nickel, oil, gas, coal, and other minerals.

The minimum initial investment for this best unit trust in Malaysia is only RM1,000 with a minimum additional investment of RM100. However, investors must accept a higher risk on their investments so they could get higher long-term returns.

Despite the risks, this one of the best unit trusts in Malaysia is still among those that are doing notably well, with a fund cumulative performance of 24.70% over 3 years.

Highlights

  • For a unique investment portfolio
  • Returns through investment in mining companies
  • RM1,000 minimum initial investment
  • Rm100 minimum additional investment
  • Higher risk for higher long-term returns
  • 24.70% cumulative performance over the past 3 years

5.  TA Global Technology Fund

TA Global Technology Fund's Homepage
Source: TA Investment
BEST FOR: Global exposure
PRODUCTS: http://www.tainvest.com.my/pdf/fund-info/TAGTF-PHS.pdf
WEBSITE: http://www.tainvest.com.my/
ADDRESS: 23rd Floor, Menara TA One 22 Jalan P. Ramlee 50250 Kuala Lumpur, Malaysia or find the branch nearest to you at  http://www.tainvest.com.my/contact_us-directory.html
CONTACT DETAILS: 603-2031 6603
OPERATING HOURS: Mon to Fri 9:00am-6:00pm

The TA Global Technology Fund is a collective investment scheme investing primarily in technology-related companies globally.

It is the best unit trust in Malaysia for investors seeking long-term capital appreciation who want exposure to a specific segment in the global economy.

While it offers competitive long-term returns, the initial investment for this best unit trust starts at only RM1,000 with RM100 as a minimum additional investment.

Subject to the availability of income, distribution in this best unit trust in Malaysia is incidental.

Highlights

  • Invests in technology-related companies globally
  • Long-term capital appreciation
  • RM1,000 minimum initial investment
  • Rm100 minimum additional investment
  • Incidental income distribution

With one of these best unit trusts in Malaysia, you’ll be able to grow your hard-earned money without having to lift a finger.

If you wish to get professional advice on your finances, check out our list of the best financial advisors in Malaysia.

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